Come hear news, important information and sage advice from some of the region’s top content experts in the fields of accounting, finance, banking, and economics.
John Fleming CPA, MBA, Discussion Leader and Consultant, Loscalzo Institute, a Kaplan Company
John M. Fleming, CPA/MBA, licensed as a CPA in Pennsylvania, has served as the Director, Content Development for SmartPros Ltd., and President and Director of Accounting and Auditing for Loscalzo Institute, both divisions of Kaplan Financial Education. John retired on October 1st, 2017. In retirement, John continues to provide seminars as a discussion leader for Kaplan Financial Education on a part-time basis.
John’s prior practice experience includes audit, tax, consulting, office management, and human resource responsibilities with Deloitte LLP, Richard Eisner & Company LLP, and Ernst & Young LLP. John is a graduate of LaSalle and Drexel Universities with degrees in accounting and finance.
John, a Pennsylvania CPA, served as the 1999/2000 President of the 8,300 member Greater Philadelphia Chapter of the Pennsylvania Institute of Certified Public Accountants (PICPA). In 2006, the PICPA recognized John as a Joseph E. Sterrett Fellow for his contributions to the accounting profession and in 2007, the Philadelphia Chapter recognized John with their Champion Award for his contributions to the PICPA, Chapter, profession and community. John has also served as the 2002/2003 President of the American Accounting Association’s Mid-Atlantic Region.
John and his wife Marge live in Medford, New Jersey.
Dr. Joel Naroff, President of Naroff Economic Advisors LLC
Joel L. Naroff is the President and founder of Naroff Economic Advisors, a strategic economic consulting firm. He advises companies from a wide range of industries on the risks and opportunities that economic developments may have on the organization’s operating environment.
Joel is the author, with veteran reporter Ron Scherer, of “Big Picture Economics: How to Navigate the New Global Economy”, published in April 2014. The book, written for everyone, provides a roadmap for decoding the mysteries of a tumultuous economy. It helps people put the pieces together and form frameworks for future decision-making. Joel works with firms across the country and is an economic advisor to the New Jersey Business and Industry Association, TDn2k, Beneficial Bank, Emerald Asset Management, ATON Financial Management, Investors Bank, Berkshire Hathaway HomeServices Fox & Roach, Realtors, Trefoil Properties and Spectrum Alliance. He consults with banks on asset/liability, economic growth and credit risk issues, corporations on economic risk as well as business and marketing opportunities. He is an economic and financial advisor to state and local governments. Joel has testified in front of Congress on economic and fiscal policy matters.
A nationally recognized economic forecasting expert, Joel has received numerous honors. He was the named by Pulsenomics as the top forecaster, of 100 economists, in the 2015 Zillow Home Price Expectations Survey for his five-year housing price forecast. He was also ranked third in forecast consistency. In 2011, for the second time in five years, he received the National Association for Business Economics Outlook Award as the top economic forecaster. NABE is the premier professional association for business economists and those who use economics in the workplace. He also received the award in 2007. In 2008 he was awarded the Lawrence Klein Award for Blue Chip forecasting excellence. This is one of the oldest and most prestigious forecasting honors. It is named after the Nobel Laureate in Economics who received the award in 1980 for “the creation of econometric models and the application to the analysis of economic fluctuation and economic policies”. He was also named the Bloomberg Business News 2008 top economic forecaster. In 2006, Joel was MSNBC’s top economic forecaster. He was the first independent economist to win the CBS MarketWatch Economist of the Month award.
Joel is often quoted in the national press, including Business Week, The Wall Street Journal, The New York Times, USA Today, Financial Times and Newsweek. Internationally, his materials are quoted by almost every national news agency. He appears frequently on CNBC, Fox Business News and Bloomberg Television. In addition, he has been on ABC’s The World News Tonight, The CBS Evening News, The News Hour with Jim Lehrer, The Wall Street Journal Report, BNN in Canada, and local television stations throughout the Northeast. Joel writes a column and a blog for the Philadelphia Inquirer, does business commentary for KYW Newsradio in Philadelphia and can be heard often on the national news radio networks.
An accomplished public speaker, Joel’s humor and unique ability to make economics understandable have brought him a wide following. His presentations on national, international, regional and industry topics show how evolving economic trends can impact businesses, governments, educational institutions and not for profits.
From 1999 to 2009, Joel served on a consulting basis as Chief Economist for Commerce Bank/TD Bank. Before that he was Chief Economist at First Union Bank and First Fidelity Bancorp. Prior to moving into banking, Joel was a tenured professor in the Isenberg School of Management at the University of Massachusetts at Amherst.
Joel received a bachelors’ degrees in economics and chemistry from Stony Brook University and his Ph.D. in economics from Brown University. He is a member of the Board of Directors of the Economy League of Greater Philadelphia, teaches at the ABA Stonier Graduate School of Banking and the Pennsylvania Bankers Advanced School of Banking, is a past Chair of the American Bankers Association’s Economic Advisory Committee and is a past President of the Philadelphia Council of Business Economists.
Stephen Overpeck, Audit and Assurance Senior Manager, Deloitte & Touche
Steve is an Audit and Assurance Senior Manager in the Greater Philadelphia practice with twelve years of professional experience. He has experience serving various sized public and private clients within the financial services industry including real estate investment trusts, developers, banking institutions, and insurance entities. Steve also leads and supervises advisory engagements that optimize the efficiency and effectiveness of a company’s accounting and finance functions, specifically in preparing and implementing policies, procedures, and controls in response to complex transactions and new accounting standards. He is a licensed Certified Public Accountant and a member of the American Institute of Certified Public Accountants.
Frank White, Audit and Assurance Senior Manager, Deloitte & Touche
Frank has over 10 years of experience in public accounting. He joined Deloitte in 2011 starting his career in the Phoenix, Arizona office in which he spent his first two year at Deloitte prior to transferring to his hometown, Philadelphia, where he has spent the last six years and is currently a Senior Manager in the audit and assurance practice. He mainly serves the financial services sector, primarily real estate, working with publicly traded REITs and other real estate clients. He also serves emerging growth companies and to a lesser extent an advisory partner assisting companies with implementing new accounting standards and technical accounting questions. He has experience leading and supervising audits under PCAOB and AICPA standards and testing internal controls over financial reporting. Frank was born in Philadelphia, PA and currently resides in the suburbs West of Philadelphia.
Kyle Anne Midkiff CPA, CFE, CFF, Partner, Marcum LLP
Kyle Anne Midkiff is a partner in Marcum’s Philadelphia office and a member of the Firm’s Advisory services division. She came to Marcum in 2015 via the Firm’s merger with Smart Devine, a leading full-service accounting firm in Philadelphia.
Ms. Midkiff has over 25 years of forensic accounting and litigation services experience. Her experience includes evaluation of business and economic losses, employee dishonesty audits/investigations, internal investigations, studies of internal control, preparation of fidelity bond claims, financial investigations to pierce the corporate veil, conflict of interest and ethics investigations in the
defense contract industry, and evaluation of compliance with professional standards in connection with preparation of financial statements and tax returns. Ms. Midkiff has evaluated various types of Medicare/ Medicaid claims on behalf of hospitals, physicians and other health care providers. She has assisted attorneys in analyzing records and interviewing witnesses in connection with civil and criminal matters and internal corporate investigations. She has assisted clients in connection with audits/investigations by the Department of Health and Human Services and the Office of the Inspector General of the Commonwealth of PA, has testified as an expert witness, served as a court-appointed damage expert and assisted a federal judge and court liaison officer in monitoring a labor union placed under court trusteeship.
She has testified on numerous occasions as an expert witness, including in veil piercing cases. Additionally, she has published various articles on fraud and frequently lectures on fraud and fraud prevention and detection.
Professional & Civic Affiliations
1812 Productions, Trustee
American Institute of Certified Public Accountants (AICPA) – Joint Trial Board
American Bar Association, Associate Member
Association of Certified Fraud Examiners (CFE)
Forum of Executive Women
George Washington University Parents’ Association Advisory Council
Pennsylvania Institute of Certified Public Accountants (PICPA) – State Committee on
Forensic & Litigation Services, member and former chair
Walnut Street Theatre, Alumni Trustee
Articles, seminars & presentations
Current Topics in Digital Forensics, Forensics & Litigation Services Conference,
Pennsylvania Institute of Certified Public Accountants (with Kevin Baker, EnCe, ACE)
Financial Issues to Consider in Piercing the Corporate Veil, Pennsylvania Bar Institute,
Pennsylvania Institute of Certified Public Accountants (2010-2014)
Pink Collar Crime, Pennsylvania Institute of Certified Public Accountants (2013)
National Litigation Consultant’s Review, “Piercing the Corporate Veil: A Guide for the
Forensic Accountant”(with Elizabeth S. Fenton, Esquire) (May 2010)
Insider Bank Fraud, Pennsylvania Institute of Certified Public Accountants (2008)
Awards & recognition
Boy Scouts of America – Volunteer of the Year, 2012, Southern New Jersey Council
Kevin Baker, Director, Marcum LLP
Kevin Baker is a Director in Marcum’s Advisory Services Practice where he works with the Forensic and Litigation support group. Kevin procures electronic data for preservation and analysis, performs forensically sound examinations of computer systems, related digital media, Internet and email activity in accordance with best-practice procedures. He leverages his extensive experience using forensic software including Guidance Software’s EnCase Forensic Edition and AccessData’s FTK. Responsible for managing computer forensic cases to completion and authoring reports detailing findings and has often been called upon as an Expert Witness. Previously, Kevin was an IT Manager with a regional accounting and advisory firm where he would oversee the daily operations of all technology in use including hardware, software and information services. He planned and implemented new technology resources and managed IT clients. In addition, Kevin performed data analysis and production from multiple forms of input including electronic files, paper documents and databases. He also gained experience managing database programming for benefit administration systems organization using MS SQL Server, MS Access and other common database technologies. At that time, Kevin was responsible for preparing training sessions for in-house database systems, managed Year 2000 readiness initiatives and provided technical support for users and computer systems in a call center environment.
Douglas Coleman, Executive Vice President, Borden Perlman Insurance
Doug Coleman is a passionate insurance professional who has developed and implemented analytics, insurance, risk management, growth, operational and financial strategies for some of the world’s largest, most complex, and fastest growing organizations. He has also served as trusted advisor to the highly successful individuals running these organizations.
Doug began his career as an accountant with PricewaterhouseCoopers. He eventually made the transition into commercial insurance as a broker with Philadelphia based, The Graham Company. Doug was also the national practice leader for NFP Property and Casualty, and he most recently served as an Executive Vice President with Marsh & McLennan Agency where he developed a cutting-edge analytics driven sales and service model.
Douglas’ expertise lies in the large, complex, middle market arena, and he is proficient in all lines of property & casualty, management liability and captive insurance coverage. His responsibilities include managing insurance company relationships at a regional and national level, long range planning, sales and revenue growth, renewal strategies, training and education, creating service quality standards, and delivering the Borden Perlman value proposition to existing clients.
As Borden Perlman’s Executive Vice President, Douglas is responsible for the organic growth, strategy, and leadership of a 75 person commercial insurance operation. Borden Perlman is one of the oldest and largest privately held insurance agency and consulting firms in New Jersey.
Douglas has published multiple articles, is a sought after public speaker, and has helped multiple organizations launch and grow successful ventures. He holds a BS in Accounting from Rutgers University, School of Business, Camden, and lives in Cherry Hill with his wife, Nikki, and three children.
Joseph Honer, CPA, CFE, J.D., Private Practice CPA and Part Time Lecturer, Rutgers School of Business-Camden
Joseph Honer is licensed Certified Public Accountant (CPA) and Certified Fraud Examiner (CFE). Mr. Honer is also an attorney admitted to practice law in the states of New Jersey and Pennsylvania. Mr. Honer’s practice is focused in the areas of taxation preparation and services, estate accounting, and forensic accounting.
After graduating magna cum laude from the prestigious, Archmere Academy High School in Claymont, DE, Mr. Honer attended Loyola University in Baltimore, MD on a presidential scholarship, where he double majored in accounting and finance. He graduated Loyola magna cum laude while working as an intern with a public accounting firm and the U.S. Department of Defense.
Upon graduation in 2006, Mr. Honer was offered a position with U.S. Department of Defense as an auditor. It was at this time he also began his own tax practice. By 2007, Mr. Honer successfully passed all four (4) parts of the Certified Public Accountant Exam and begin night classes at Rutgers University Law School in Camden, NJ. While working full time and attending law school at night, Mr. Honer maintained his tax practice, and passed the Certified Fraud Examiner’s examination in 2009.
Upon graduating Rutgers University Law School in 2010, Mr. Honer took a position as a forensic accountant with the U.S. Department of Justice. He currently works as a forensic accountant and teaches part time at Rutgers University and Rowan University.
Ivo Jansen, Ph.D., Associate Professor of Accounting, Director of the Ragone Center for Excellence in Accounting, Rutgers School of Business-Camden
Ivo Jansen is an Associate Professor of Accounting, and has been at the Rutgers School of Business | Camden since 2007. He received his B.A. in business economics from the Hogeschool voor Economische Studies in Rotterdam, the Netherlands; his M.B.A. from Loyola University in Chicago; and his Ph.D. in accounting from Indiana University in 2001. His research focuses on valuation, earnings management, trading volume and mergers & acquisitions. It has been published in journals such as Contemporary Accounting Research, Journal of Financial Economics, Financial Analysts Journal, and Journal of Accounting and Public Policy, among others.
Professor Jansen teaches financial accounting in the undergraduate, MBA, and the professional graduate programs. He has received Superior Achievement Awards for Teaching in the Rutgers School of Business; the Chancellor’s Teaching Excellence Award on the Camden campus; and The Presidential Fellowship for Teaching Excellence and The Warren I. Susman Award for Excellence in Teaching at the university level.
Research Interests: Financial Statements Analysis; Valuation; Earnings Management; Mergers & Acquisitions; Trading Volume
- “Fear and greed: a returns-based trading strategy around earnings announcements,” with Andrei Nikiforov, The Journal of Portfolio Management 42 (4), 2016: 88-95.
- “Trading volume around announcements of mergers and acquisitions,” Applied Economics Letters 22 (15), 2015, 1204-1208.
- “A diagnostic for earnings management using changes in asset turnover and profit margin,” with Teri L. Yohn and Sundaresh Ramnath,Contemporary Accounting Research 29 (1), 2012, 221-251.
- “Cashing in on managerial malfeasance: A trading strategy around forecasted executive stock option grants,” with Lee W. Sanning, Financial Analysts Journal 66 (5), 2010, 85-93.
- “Diversification to mitigate expropriation in the tobacco industry,” with Messod D. Beneish, Melissa F. Lewis and Nathan V. Stuart, Journal of Financial Economics 89 (1), 2008, 136-157.
- “Do auditor resignations convey private information about continuing audit clients?” with Messod D. Beneish, Patrick E. Hopkins, and Roger D. Martin, Journal of Accounting and Public Policy 24 (5), 2005, 357-390.